Have you as a golfer ever wondered about the dire consequences of a misdirected golf ball injuring a VIP in the head or being hit by one yourself? Or the damage caused if your golf ball smashes the window panes of the bungalow nearby?

We at OAC understand golf and, towards this end, have developed an insurance package to take your worries off the game as you will know that both you and your golf equipment are adequately insured against these unforeseen circumstances.

Now, with the comprehensive coverage provided by Easi Golf you can play anywhere in the world with confidence and just concentrate on those birdies!

Protection Highlights

• Public Liability
  This refers to coverage against legal liabilities arising from claim or claims for accidental bodily injury or death or damage to property (not belonging to, or in custody, controlled by you), caused by you while you're playing or practising golf.
  
  
• Personal Accident
  Easi Golf also covers you against accidental death or permanent disablement or bodily injury while you're playing or practising golf on any golf course or driving range. You will be paid according to the selected plan specified in the schedule of benefits.
  
  
• Hole-in-One Expenses
  If you hit a hole in one during private games or sanctioned tournaments, and are required by tradition, to extend your hospitality to participants, you will be reimbursed for the expenses you incur.
  
  
• Personal Effects
  If your personal effects (excluding watches, jewellery, trinkets, cameras, laptops, portable radios, money, securities, stamps, and motor vehicles and its accessories) are lost or damaged by accident or misfortune at any golf course or driving range, you will be compensated for such loss or damage.
  
  
• Golfing Equipment
  If your golfing equipment is lost or damaged by accident or misfortune while you're at a golf club or driving range or while in transit, you will be compensated for such loss or damage.
  
  
• Breakage of Clubs
  If your golf clubs suffer accidental breakage or damage during play or practice, you will be compensated for such breakage or damage.

Major Exclusions

Applicable to Personal Accident

• HIV and/or HIV related illness including AIDS
  
• any pre existing physical or mental defect, diseases or sickness of any kind, parasitic or viral infection, pregnancy, childbirth or miscarriage or any of their complications.
  
• effects of intoxicants, illegal or criminal acts.
  
• intentional self injury, suicide or attempted suicide while sane or insane.
  

Applicable to Personal Effects, Golfing Equipment & Breakage of Clubs

• wear and tear, gradual deterioration, depreciation, denting, scratching, rot, fungus, moth, insects or vermin.
  
• golf balls in play
  
• golfing equipment and/or personal effects in the custody of an airline or other carrier unless the loss or damage is reported in writing to the airline or other carrier within 24 hours of discovery
  
• theft of your golfing equipment and/or personal effects from an unattended motor vehicle unless
  • the doors and windows and luggage boot of the vehicle are securely locked and there is evidence of forced damage to the vehicle.
  • the vehicle is stolen at the same time.

Applicable to all Benefits

• Radioactive contamination
  
• War risks
  
• Terrorism risks
  
• Act of Authorities