Whether for leisure or for business, you certainly would like to travel with confidence and have an enjoyable time wherever you travel. But many things can happen from the very minute you leave your home. Accidents, flight delays, missed connections, baggage delays are just some of the common predicaments that you may encounter.

That is why you need Easi Travel, a comprehensive travel insurance protection that will cover these common predicaments. It also provides a choice of plans that will protect you and your loved ones.

Sign up for OAC's Easi Travel And what's left is for you and your family to sit back and travel with confidence, a truly Easi Travel experience!

BENEFITS

• Accidental Death
  A lump sum cash compensation as specified in the Schedule of Benefits is paid as a result of accidental death to the insured person while travelling.
  
  
• Total Permanent Disablement
  If you suffer total permanent disablement while travelling, you will receive cash compensation as per the Schedule of Benefits.
  
  
• Medical Expenses
  Should you be accidentally injured while travelling, we will reimburse you the medical expenses incurred up to a limit as specified in the Schedule of Benefits. This benefit is also extended to include medical expenses incurred if you fell ill while overseas.
  
  
• Baggage Delay
  Should your baggage be delayed by more than 12 hours of the time of arrival at the scheduled destination outside your home country, we will reimburse you for any emergency purchase of essential items like clothing and toiletries. This is subject to the limits specified in the Schedule of Benefits.
  
  
• Loss of Baggage/ Personal Effects
  We will pay you for the loss of or damage to your luggage and/or personal effects while travelling up to a limit as specified in the Schedule of Benefits
  If your travel documents are also lost, we will also pay for the cost of replacement of up to RM1000.00
  
  
• Trip Cancellation
  Should your planned trip be cancelled due to your death, serious sickness or injury or similarly of a member of your immediate family, damage to your residence due to natural disaster or outbreak of infectious epidemic at the travel destination, we will reimburse your necessary pre-paid (non-refundable) expenses up to a limit as specified in the Schedule of Benefits.
  
  
• Flight Delay
  We will pay you RM200 for every 8 hour delay at any departure point, subject to an overall aggregate of RM2000.00 in the event that your flight / sea voyage is delayed due to:
  
  
  • Strikes/ Industrial Actions by airport/port workers at departure and/or disembarkation point.
    
  • Adverse weather conditions at departure and/or disembarkation point.
    
  • Technical problems encounter by aircraft or vessel.
    
  • Closure of airport at departure and/or disembarkation point.
    
  
  
• Hijacking Inconvenience
  In the event that the craft in which you are travelling is hijacked, we will pay you RM200.00 per day of the craft being detained by the hijackers up to maximum of RM2000.00
  
  
• Curtailment Expenses
  If your planned travel is curtailed due to the following:
  
  
  • Serious injury or illness where medical advice has been sought for you to cut short the journey,
    
  • Unexpected death, serious injury or illness of your spouse, children, parents, parents-in-law or the companion you are travelling with,
    
  • Hijacking of any conveyance you are travelling in,
    
  • Natural disaster occurring at the departure or disembarkation point which prevents you from continuing your trip,
    
  • Outbreak of infectious disease in the destination country whereby an official travel advice has be issued by either the country or World Health Organisation.
  
  We will compensate you for any irrecoverable prepaid travel costs and based on the pro-rated number of unutilised days of your trip package in addition to the extra flight charges incurred (if any) up to a limit as specified in the Schedule of Benefits.
  
  
• Rented Car Accident Reimbursement
  In the event of an accident, we will reimburse you for the cost that the rental company may charge up to a maximum of RM2000.00
  
  
• Missed Connections
  If your incoming flight is delayed, causing you to miss your connecting flight, we will pay an allowance as stated in the Schedule of Benefits.
  
  
• Personal Liability
  Should you become legally liable to pay a third party for accidental bodily injury or accidental property damage while travelling, we will pay for indemnities incurred subject to the limits stated in the Schedule of Benefits.

General Exclusions

• War, civil war and related risks
  
  
• Terrorism
  
  
• Suicide or attempted suicide, self inflicted injury, diseases.
  
  
• Childbirth, pregnancy, miscarriage or any complications thereof.
  
  
• Pre-existing physical or medical conditions, physical or mental defects or infirmity.
  
  
• Radiation, contamination by radioactivity or nuclear weapons material.
  
  
• AIDS, AIDS-related complex and sexually-transmitted diseases.
  
  
• Engaging in ice hockey, sky diving, horse riding, hand gliding, hunting, steeple chasing, bare hand rock or cliff scaling, parachuting, horseback polo playing, boxing, wrestling, hunting, motor sports rallies or competitions, speed testing or demonstration, reliability trials, racing of any kind other than on foot or professional or semiprofessional sports.
  
  
• Whilst serving in any branch of the Armed or Police Forces (whether voluntary or otherwise) of any country.
  
  
• Whilst serving in any fire fighting services or agencies (whether voluntary or otherwise).
  
  
• Whilst committing or attempting to commit any criminal act.
  
  
• Whilst under the intoxication of alcohol or drugs unless prescribed by medical practitioners.

Important Notes

• You and your spouse must be between 18 and 65 years old. Your children must be aged between 3 months and 18 years (or 23 years, if they are in tertiary education).
  
  
• Easi Travel is only applicable to Malaysians, Permanent Residents and work permit holders who are legally employed in Malaysia.
  
  
• You can only purchase one such Policy for the same journey.
  
  
• The maximum period for any one journey is 90 days.
  
  
• The Policy shall be interpreted in accordance with the law and jurisdiction of Malaysia.
  
  
• In the event of a claim, please contact any OAC branch or your agent as soon as possible and submit all original receipts, invoices and other relevant documents.